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Personal Loans

Reach your goals faster

When the right opportunity comes along, you should be able to take advantage. Whether it’s a dream car or your forever home -- explore your loan and line of credit options with Southern Bank. We offer competitive rates and local decision-making so you can get an approval quickly. Our tailored loan terms and convenient payment options make managing your loan simple.
Personal Loans
Buy the things you want without any hassle. Take advantage of competitive interest rates to give you more buying power.

  • Automobile and boat loans
  • Applicable to new and used vehicle purchases or loan refinances
Home Loans
Open the door to your dream home with multiple loan options and flexible repayment terms, we can work together to find the right home loan for your needs.

  • Mortgage a new home or refinance your current home
  • Construction loans
  • Real estate investment loans
Home Equity Lines of Credit
Use the equity in your home for a flexible and affordable way to make home improvements, consolidate debt, and more.

  • Cash out or lower your monthly payments
  • Interest only due monthly
  • Receive the funds in a lump sum or draw on an as-needed basis
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Shop local, save local

Our checking accounts are powered by BaZing, an app that gives you perks on everyday purchases and discounts at your favorite local retailers and restaurants. It's simple to download and start redeeming offers!