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Business Checking Accounts

Designed with Your Business in Mind


Grow your business with the help of a business checking account designed to make business banking simple. Unlike many of our competitors, we do not charge analysis fees or transaction item fees. Southern Bank business checking accounts are among the most cost effective for business owners in our local markets.

Our business checking accounts feature:


  • No Analysis Fees
  • No Transaction Item Fees
  • Instant Issue Debit Card
  • $25 of Foreign ATM fees waived per statement cycle
  • Free Mobile Deposit, upon qualification
  • Free Online & Mobile Banking
  • Free Bill Pay
  • QuickBooks Exporting
  • eStatements and Check Images
  • Unlimited Telephone Banking
  • Unlimited Check Writing & Debit Card Transactions
  • $3 Monthly Paper Statement Fee can be avoided with eStatement enrollment
A non-interest-bearing account that is available to all business types and organizations. Open this account with $100 and avoid a $10 monthly service charge with a $500 daily balance.
An interest-bearing account that is available to qualified entities like sole proprietors and non-profits. $15 monthly service charge can be avoided with a $1,000 daily balance.
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Business Loans

Lending customized for your business


  • Business loans to secure funds for large purchases including automobiles, capital improvements, equipment purchases and more
  • Purchase and refinance investment property
  • Access cash with a line of credit for everyday expenses or to invest in new growth opportunities for your business