Careers

Interested in a career with Southern Bank?


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Mt. Juliet

  1. Mortgage Loan Officer

Smyrna

  1. Teller

Clinton

  1. Deposit Operations Specialist
  2. Teller

Mortgage Loan Officer - Mt. Juliet

Our full service residential mortgage department is currently seeking experienced mortgage loan officers to add to our growing team. Residential Mortgage Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage. The MLO is responsible for lead generation as well as working with Bank Officers in managing referrals to the ML and originating quality conventional, FHA, VA and D loans based on secondary market guidelines through existing referral partners as well as generating and developing new prospects through realtors,
builders, attorneys, CPAs and other sources.

Job Type: Full-time

Qualifications:
  • Minimum of 2 years residential mortgage origination experience required.
  • Knowledge of secondary market guidelines, laws and regulations related to mortgage lending.
  • Must have the ability to develop business in targeted areas and maintain current referral relationships while expanding new opportunities
Experience:
  • Loan origination: 2 years (Preferred)
  • Sales: 1 year (Preferred)
Benefits:
    • 401(k)
    • Dental insurance
    • Health insurance
    • Health savings account
    • Life insurance
    • Vision insurance
Physical setting: Office

Ability to commute/relocate: Mount Juliet, TN 37122: Reliably commute or planning to relocate before starting work (Required)

Work Location: One location

Interested in this position? Email your resume to John Pope jpope@southernbankoftn.com

Teller - Smyrna

The Bank Teller will complete deposits, withdrawals, and other financial interactions while
providing excellent customer service to all customers.

Qualifications required:
  • High School Diploma or equivalent
  • Previous experience working directly with the public is preferred.
Responsibilities and Experience:
  • Cashes checks and disburses funds after verifying signatures and sufficiency of funds to
    support withdrawals.
  • Accepts deposits, confirming accuracy of transaction.
  • Prepares, verifies, and issues cashier checks.
  • Enters transactions in bank's record keeping system, recording all transactions and
    producing customer receipts.
  • Evaluates checks to verify endorsements, dates, identification of persons receiving
    payments, bank names, and overall legality of the documents.
  • Identifies and capitalizes on opportunities to promote new banking services.
  • Calculates daily transactions using appropriate technology.
  • Balances all monies in cash drawers at the end of shifts.
  • Accepts and counts inventories of cash each day.
  • Maintains a work area that ensures the safety of all negotiables and confidential records.
  • Prepares monies for deposit or shipment to branch banks or the Federal Reserve Bank.
  • Orders a cash supply to meet daily needs.
  • Performs other related duties as assigned.
  • Complete all training by assigned deadlines.
  • Inform management of potential losses and or issues due to errors or fraud.
  • Regular and predictable attendance.
  • Perform other related duties as assigned.
Success factors/job competencies:
  • Excellent verbal communication skills.
  • Excellent math skills, including money handling skills.
  • Trustworthiness and the ability to act with integrity.
  • Thorough understanding of customer service.
Physical demands and work environment:
The physical demands and work environment characteristics described here are representative of
those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodation will be made to enable individuals to perform the essential functions
in accordance with applicable legal requirements.

Physical demands:
While performing duties of job, incumbent is occasionally required to stand; walk; sit; use hands
to finger, handle, or feel objects; reach with hands and arms; talk and hear. Employees must
occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job
include close, distance, color, and peripheral vision; depth perception; and the ability to adjust
focus.

Work environment:
The noise level in the environment is usually minimal.
 
Interested in this position?  Email your resume to Jeanetta Watson at jwatson@southernbankoftn.com
 

Deposit Operations Specialist - Clinton

Responsible for daily electronic banking, deposit operations and associated accounting functions in accordance with Bank policies, operating procedures, audit requirements and federal regulations while adhering to deadlines.

Qualifications:

  • High School Diploma or equivalent
  • Two years bank operations experience
Responsibilities and Experience:

  • Experience in online banking products, ATM/Debit card products, remote deposit capture
    and ACH processing.
  • Basic accounting skills and proficiency in Windows and Excel Qualifications desired.
  • Experience as a customer service representative, teller, or with fraud detection
Essential Functions and Responsibilities:

  • Assist with consumer and business online banking access i.e., new user set up, password
    resets, monthly service charges and multi-factor authentication.
  • Assist online customers with bill payment inquiries, ACH and wire originations, Web
    connect functionality, stop payment requests, etc.
  • Monitor the daily incoming ACH return reports and notify customers as required.
  • Process manual ACH returns as needed due to stop payments/unauthorized entries, etc.
  • Update log with daily ACH and Remote Capture totals.
  • Assist with the daily functions of the ATM/Debit Card program i.e., card issuance, hot
    carding, researching and resolving customer inquiries.
  • Assist with researching and resolving debit card fraud reported by customers, other fraud
    cases and credit card alerts.
  • Assist with researching and resolving Reg. E EFT errors i.e., completion of affidavits or
    statement of errors, provisional transactional credit, customer notices, case submission
    and management, maintenance of Reg. E log.
  • Research and resolve deposit account customer inquiries, encoding errors, photocopies,
    etc.
  • Assist with daily processing of large dollar signature verification using signature
    verification software to identify instances of fraud, contact branch personnel as needed
    and timely notification to the Deposit Operations Supervisor of items to be returned.
  • Submit adjustment cases to Fed for encoding errors, duplicate check processing and cash
    letter differences.
  • Assist with new Remote Capture product set up i.e., company set up, administrator
    authorization, password generation and service charges.
  • Process outgoing online banking wires including obtaining customer callback verification
    from branch.
  • Verify and submit checks deposited via Mobile Capture for completeness of items i.e.,
    stale date, check signed, endorsement, etc.
  • Prepare daily journal entries as needed for collection items and back-up/IRA withholding.
  • Assist with preparing daily/monthly general ledger reconciliations i.e., currency orders,
    adjustments.
  • Provide back-up processing daily branch payment decisions, print and mail overdraft
    notices to customers.
  • Provide back-up in the daily balancing of Branch Capture.
  • Provide back-up as needed in the preparation /processing of daily accounting entries for
    Fed transactions, in clearing, cash letter(s) and ACH settlements.
  • Provide back-up in balancing daily settlement of ATM/Debit card transactions, prepare
    accounting entries, research, and resolve differences and reconcile ATM suspense
    accounts.
  • Provide back-up in the review of daily incoming files i.e., in clearing ACH files and
    correcting rejects, OFAC and processing IAT transactions, etc.
  • Provide back-up processing return deposited items i.e., large dollar notifications, holds,
    account entries, notice mailing, etc.
  • Assist with record retention requirements of Deposit Operations Department.
  • Assist with keeping all department procedures related to electronic banking updated and
    current.
  • Complete all training by assigned deadlines.
  • Inform management of potential losses and or issues due to errors or fraud.
  • Regular and predictable attendance.
  • Perform other related duties as assigned.
Success Factors/Job Competencies:
 
  • Ability to work well independently and with others.
  • High degree of accuracy and attention to detail.
  • Strong communication skills, written and verbal.
  • Organizational and time management skills.
  • Ability to meet multiple departmental deadlines.
Physical Demands and Work Environment:
 
The physical demands and work environment characteristics described here are representative of
those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodation will be made to enable individuals to perform the essential functions
in accordance with applicable legal requirements.

Physical Demands:

While performing duties of job, incumbent is occasionally required to stand; walk; sit; use hands
to finger, handle, or feel objects; reach with hands and arms; talk and hear. Employees must
occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job
include close, distance, color, and peripheral vision; depth perception; and the ability to adjust
focus.

Work Environment:

The noise level in the environment is usually minimal.

Interested in this position?  Email your resume to Jeanetta Watson at jwatson@southernbankoftn.com

Teller - Clinton

The Bank Teller will complete deposits, withdrawals, and other financial interactions while
providing excellent customer service to all customers.

Qualifications required:
  • High School Diploma or equivalent
  • Previous experience working directly with the public is preferred.
Responsibilities and Experience:
  • Cashes checks and disburses funds after verifying signatures and sufficiency of funds to
    support withdrawals.
  • Accepts deposits, confirming accuracy of transaction.
  • Prepares, verifies, and issues cashier checks.
  • Enters transactions in banks recordkeeping system, recording all transactions and
    producing customer receipts.
  • Evaluates checks to verify endorsements, dates, identification of persons receiving
    payments, bank names, and overall legality of the documents.
  • Identifies and capitalizes on opportunities to promote new banking services.
  • Calculates daily transactions using appropriate technology.
  • Balances all monies in cash drawers at the end of shifts.
  • Accepts and counts inventories of cash each day.
  • Maintains a work area that ensures the safety of all negotiables and confidential records.
  • Prepares monies for deposit or shipment to branch banks or the Federal Reserve Bank.
  • Orders a cash supply to meet daily needs.
  • Performs other related duties as assigned.
  • Complete all training by assigned deadlines.
  • Inform management of potential losses and or issues due to errors or fraud.
  • Regular and predictable attendance.
  • Perform other related duties as assigned.
Success factors/job competencies:
  • Excellent verbal communication skills.
  • Excellent math skills, including money handling skills.
  • Trustworthiness and the ability to act with integrity.
  • Thorough understanding of customer service.
Physical demands and work environment:
The physical demands and work environment characteristics described here are representative of
those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodation will be made to enable individuals to perform the essential functions
in accordance with applicable legal requirements.

Physical demands:
While performing duties of job, incumbent is occasionally required to stand; walk; sit; use hands
to finger, handle, or feel objects; reach with hands and arms; talk and hear. Employees must
occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job
include close, distance, color, and peripheral vision; depth perception; and the ability to adjust
focus.

Work environment:
The noise level in the environment is usually minimal.

Interested in this position?  Email your resume to Jeanetta Watson at jwatson@southernbankoftn.com