Loan Operations Specialist - Mt. Juliet
Performs a variety of loan servicing and processing activities in conformance with established bank policies,
procedures and objectives.
procedures and objectives.
- Prepares consumer and/or commercial loan packages for closing in a timely, accurate and complete manner, ensuring
- that each loan is in compliance with established procedures, policies and government regulations.
- Communicates with lenders and external vendors about details within documentation, raising appropriate questions
- and troubleshooting problems as needed.
- Research and resolve servicing issues in support of loan officers and customers within scope of authority and
- expertise. Works with manager to ensure timely and accurate Loan Servicing practices.
- Prepare and process mortgage, equity, and construction and consumer loan payoff requests from internal and external
- customers.
- Monitors and tracks hazard insurance renewals and cancellations.
- Performs advances and disbursements on Construction Loans. Reviews and researches requests to ensure all risks
- associated have been mitigated.
- Performs all duties in accordance with prescribed regulatory compliance guidelines and Bank policies and procedures.
- Input and quality control of loans in core system.
- Review of loan file to ensure all required documents have been executed and received.
- Review and clear exceptions for trailing documents as received to ensure bank’s security position is properly executed
- and protected.
- Daily balancing of internal general ledger accounts.
- Any other duties as deemed necessary by Loan Operations Manager.
Qualifications and Education Requirements
-
2-4 years’ experience in a related field
-
Ability to work independently, with minimal direct supervision.
-
Ability to work under pressure and meet deadlines.
-
Working knowledge of loan documentation policies and related government regulations.
Preferred Skills:
- Working knowledge of TRID, HMDA, FCRA and Reg B.
- Understanding of legal documentation and experience with commercial loan products.
- Computer proficiency; knowledge of Laser Pro software, Jack Henry, Excel, Word and Teslar, helpful.
Benefits:
-
-
401(k)
-
Dental insurance
-
Health insurance
-
Health savings account
-
Life insurance
-
Vision insurance
-
Interested in this position? Email your resume to Megan Boyd at mboyd@southernbankoftn.com
Mortgage Loan Officer - Brentwood/Smyrna/Rutherford County
Our full service residential mortgage department is currently seeking an experienced mortgage loan officer to add to our growing team. Residential Mortgage Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage. The MLO is responsible for lead generation as well as working with Bank Officers in managing referrals to the ML and originating quality conventional, FHA, VA and D loans based on secondary market guidelines through existing referral partners as well as generating and developing new prospects through realtors, builders, attorneys, CPAs and other sources.
Job Type: Full-time
Qualifications:
- Minimum of 2 years residential mortgage origination experience required.
- Knowledge of secondary market guidelines, laws and regulations related to mortgage lending.
- Must have the ability to develop business in targeted areas and maintain current referral relationships while expanding new opportunities
Experience:
- Loan origination: 2 years (Preferred)
- Sales: 1 year (Preferred)
Benefits:
-
-
401(k)
-
Dental insurance
-
Health insurance
-
Health savings account
-
Life insurance
-
Vision insurance
-
Physical setting: Office
Ability to commute/relocate: Brentwood/Smyrna/Rutherford County: Reliably commute or planning to relocate before starting work (Required)
Work Location: One location
Interested in this position? Email your resume to John Pope at jpope@southernbankoftn.com