Southern Bank of Tennessee
To us, it’s more than banking.
Take advantage of a 5.25% introductory annual percentage rate (APR) for 6 months and up to $750 towards closing costs
If the equity in your home has increased, it might be a good time to consider a Home Equity Line of Credit to work toward your goals.
Common uses for a HELOC:
- Home Improvement Projects
- Consolidating Debt
- Caring for Loved Ones
Your Chance to Step-Up to an Even Better Rate
With our step-up CD, you have the opportunity to lock in an excellent rate today and step-up to a better rate once within maturity if it becomes available.
- 12-month 1% APY
- 18-month 1.25% APY
- Earn the higher rate until the end of your term
- No change fee or penalty for stepping up your rate
A mortgage team you can trust
- Local team with over 70 years of experience in lending
- Focused on excellent customer service and clear communication
- Fast approvals and on-site underwriting for a smooth experience
News and insights from Southern Bank
We began as a single location serving the Mt. Juliet, TN community since 2012. Since then, we have added 3 additional locations in Smyrna TN, Clinton, TN, and Lebanon, TN. We’ve been building relationships with each of these communities, growing as they grow, doing what we can to help them along the way.