Privacy Statement

FACTS WHAT DOES SOUTHERN BANK OF TENNESSEE DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Account transactions and assets
  • Checking account information and credit card or other debt

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Southern Bank of Tennessee chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Southern Bank of Tennessee share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you Yes Yes

 

To limit our sharing

Call 615-758-6600 - our menu will prompt you through your choice(s)

Please note:

If you are a new customer, we can begin sharing our information 30 days from the date we sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 615-758-6600 in Middle Tennessee and 865-457-3433 in East Tennessee                                                   

 

What We Do
How does Southern Bank of Tennessee protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Southern Bank of Tennessee collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or apply for financing
  • Deposit money or give us your contact information
  • Give us your employment history

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account - unless you tell us otherwise.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Southern Bank of Tennessee has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Nonaffiliates we share with can include financial service providers such as securities brokers-dealers and advisors, insurance companies and agents, and nonfinancial companies such as third party marketing platforms. 
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Southern Bank of Tennessee doesn't jointly market.

Mt. Juliet - Main Office

1499 N. Mt. Juliet Rd
Mt. Juliet, TN 37122
Phone: 615-758-6600
Fax: 615-773-0150

Clinton

151 E. Broad St
Clinton, TN 37716
Phone: 865-457-3433
Fax: 865-457-4238

Smyrna

403 S. Lowry St
Smyrna, TN 37167
Phone: 615-355-7050
Fax: 615-355-7060

Lebanon

1213 West Main St
Lebanon, TN 37087
Phone: 615-444-3700
Fax: 615-444-3788