Personal Savings

Account Types

Regular Savings

Regular savings that pays competitive interest rates on a quarterly basis with no service charges

  • $100 to Open
  • $100 Minimum Balance to earn interest
  • $5 fee for each withdrawal over 6 per month

Money Market

A money market account with a higher interest rate that pays monthly

  • Speak with a Southern Bank Banker for details
  • No more than 6 withdrawals/transfers per month if the transactions are telephone transfers, checks, debit card, or online banking.
  • Unlimited in-person & Unlimited ATM withdrawals

Special Occasion Savings

Designed to help you save for any special occasion; Christmas, Vacation, Wedding, or any Special event.  Returns a higher rate that pays quarterly with no service charge fees.

  • No minimum opening balance or minimum balance to maintain.
  • No more than 6 withdrawals/transfers per month if the transactions are telephone transfers, checks, debit card, online banking, or paymernts to third parties.
  • Quarterly Statements to help you meet your savings goals.
  • Deposit Limits and Balance Caps to exist.  Speak with a Southern Bank banker for details.

Certificates of Deposit

Earn a higher competitive rate.  Speak with Southern Bank banker for details.

  • Interest Bearing
  • Available at Several Different Maturities
  • Penalties for early withdrawal may apply

Features for all Savings Accounts:

  • Image Statements for Savings and Special Occasion Savings Accounts
  • Unlimited Telephone Banking Access*
  • Unlimited Online Banking Access*
  • Unlimited Mobile Banking Access*
  • eStatements

*All Savings and Money Market Accounts are allowed no more than 6 withdrawals/transfers per month if the transactions are automatic or telephone transfers, checks, debit card, or online banking.  Fee charged over 6.

Mt. Juliet - Main Office

1499 N. Mt. Juliet Rd
Mt. Juliet, TN 37122
Phone: 615-758-6600
Fax: 615-773-0150

Clinton

151 E. Broad St
Clinton, TN 37716
Phone: 865-457-3433
Fax: 865-457-4238

Smyrna

403 S. Lowry St
Smyrna, TN 37167
Phone: 615-355-7050
Fax: 615-355-7060

Lebanon

1213 West Main St
Lebanon, TN 37087
Phone: 615-444-3700
Fax: 615-444-3788